MARRY THE HOUSE-DATE THE RATE

 

Today's Blog focuses on one of the Rural KC Team-Keller Williams Partners' preferred lenders, Chad Taylor with Inlanta Mortgage.  Chad has been in the mortgage business for over five years.  He is with Inlanta Mortgage and is ready to help you finance your home.  

Chad and Inlanta Mortgage have so much to offer.  They have more than 25 years of mortgage expertise that includes working with every type of client with every kind of unique financial situation. They are experts in what they do and are well-versed in the wide array of products and programs that they offer.  Let's take a look at some of those programs.

GOVERNMENT LOANS

 USDA

• No down payment required
• Closing costs can be financed into the loan
• 30-year loan at a fixed rate
• Must buy a home in USDA eligible area
• Flexible credit history requirements
• First-time homebuyers eligible
• Income limits apply

VA

• No down payment
• No private mortgage insurance
• Cash reserves are not required
• Closing costs and prepaid expenses may be paid by the seller
• Streamline refinancing available

FHA

• Cash investment from the borrower as low as 3.5%
• Gift funds allowable
• Cash reserves may not be required
• Flexible debt-to-income ratios
• Streamline refinance available
• Closing costs can be paid by the seller

LOCK & SHOP

     LOCK YOUR INTEREST RATE WHILE YOU SHOP FOR         YOUR DREAM HOME! (MARRY THE HOUSE-DATE THE      RATE)

• No property address is needed at the time of lock
• Fixed purchase mortgage only
• Minimum FICO 620
• 72-day lock period*extension limits apply
• One-time-only rate renegotiation when the property is selected

LOCK IT IN

Building a new home is such an exciting experience.  One of the only obstacles with new construction is patience, but luckily time is on your side-you can now lock in your rate for up to 360 days!

• 360-Day Rate Lock
• Interest rate is protected from rate hikes
• Option to adjust your rate if rates drop below your lock number prior to closing
• While your home is being built, you have extra flexibility if there are unexpected delays

RENOVATION LOAN OPTIONS

• Helps clients gain equity
• Helps buyers who previously could not buy a home
• Sell any residential property in any condition
• Increase real estate values

$0 APPRAISAL FEES FOR HOMETOWN HEROES

• Firefighters
• Police Officers
• School District Employees
• Veterans

This is an amazing deal.  This saves hundreds of dollars in the process of buying a home.  Our priority is delivering a simple and seamless process with personalized service every step of the way while making your home-buying experience as affordable as possible.

I had such a good time speaking with Chad and going over all of these great options that Inlanta Mortgage offers.  The Rural KC Team-Keller Williams Partners strive to be on the cutting edge of every opportunity when it comes to purchasing your dream home.  Chad and Inlanta Morgage's values align perfectly with ours.  It is our mission to treat every person that considers using us as family.  We are committed to honesty, integrity, and ethics.  When you work with us you can expect no surprises.  

In closing, please feel free to reach out to the Rural KC Team-Keller Williams Partners or Chad Taylor with Inlanta Morgage with any questions you might have on any of these great programs.  

Have a great day!