Tuesday, June 18, 2024

SINGLE WOMEN ARE EMBRACING HOME OWNERSHIP

 

In today’s housing market, more and more single women are becoming homeowners. According to data from the National Association of Realtors (NAR), 19% of all homebuyers are single women, while only 10% are single men.

If you’re a single woman trying to buy your first home, this should be encouraging. It means other people are making their dreams a reality – so you can too.

Why Homeownership Matters to So Many Women

For many single women, buying a home isn’t just about having a place to live—it’s also a smart way to invest for the future. Homes usually increase in value over time, so they’re a great way to build equity and overall net worth. Ksenia Potapov, Economist at First Americansays:

“. . . single women are increasingly pursuing homeownership and reaping its wealth creation benefits.”

The financial security and independence homeownership provides can be life-changing. And when you factor in the personal motivations behind buying a home, that impact becomes even clearer.

The same report from NAR shares the top reasons single women are buying a home right now, and the reality is, they’re not all financial (see chart below):



If any of these reasons resonate with you, maybe it’s time for you to buy too.

Work with a Trusted Real Estate Agent

If you’re a single woman looking to buy a home, it is possible, even in today’s housing market. You’ll just want to be sure you have a great real estate agent by your side.

Talk about what your goals are and why homeownership is so important to you. That way your agent can keep what’s critical for you up front as they guide you through the buying process. They’ll help you find the right home for your needs and advocate for you during negotiations. Together, you can make your dream of homeownership a reality.

Bottom Line

Homeownership is life-changing no matter who you are. Connect with the Rural KC Team-Keller Williams to talk about your goals in the housing market.  





Wednesday, June 5, 2024

10 WAYS RURAL LIVING BENEFITS HEART HEALTH

 

There are many reasons to consider going rural. 

From more space to spread out and lower cost of living to more peace and privacy and less worry about crime.

However, many people are choosing to relocate to the country for the sake of their health.

We’ve covered how a rural lifestyle can boost immunity, reduce stress, improve cognitive function, benefit children's health, improve your vision, help extend your life, improve happiness, give a sence of purpose and more.

In this blog, we’re exploring how rural living, with its peace, quiet and close proximity to nature, can help reduce the risk of heart disease while promoting overall cardiovascular and metabolic health.

With heart disease still the #1 killer of Americans, it seems many aspects of a rural lifestyle may provide an impressive layer of protection when combined with a healthy lifestyle. 


1. Less Noise Pollution = A Healthier Heart

Experiencing more peace and quiet is one of the top reasons people desire a life in the country.

This is evident when urbanite areas visit the country and can hardly believe the silence and when country dwellers visit the city and can hardly believe the noise!

As it turns out, our deep desire for peace and quiet may be a form of self-preservation. Especially when it comes to protecting our hearts.

Studies have linked urban noise, such as traffic and airplanes to stress-related illnesses, including cardiovascular disease, disturbed sleep patters and hearing loss.

This is why noise pollution is considered a serious public health issue.

There is generally much less risk of noise pollution when living on country acreage, as the setting and extra property help protect and ensure your peace.

Sure, you may hear flocks of birds migrating by, coyotes at night, roosters in the morning or the hum of your neighbor’s chainsaw, but it sure beats the constant grind of big-city noise.

2. More Opportunities to be Active

We all know regular exercise is essential to heart health.

Although evidence suggests city dwellers tend to be more fit, the truth is rural folks have more opportunities to be active by engaging in functional movement.

This is great news for people who don’t particularly enjoy exercising or hitting the gym but appreciate the benefits of moving their bodies in a purposeful way.


For example, hobby farming and homesteading provide ample opportunities to be active without ever setting foot in a gym.

Other ways to stay active in the country include:

  • Chopping Wood
  • Gardening
  • Walking around your property vs. ATVing
  • Hiking in nearby nature spaces or on your own land
  • Building trails on your land 
  • Mountain biking
  • Yoga outdoors
  • Strength training using a suspension trainer hung from a tree or everyday items like milk buckets, stumps or tools
  • Horseback riding 
  • Chasing your children around the yard and/or installing a Ninja or obstacle course

3. Earthing or Grounding Can Promote Various Aspects of Heart Health

Country living and living on acreage close to nature provides more opportunities for residents to go barefoot outdoors, garden and swim in natural bodies of water.

What does this have to do with heart health?

Our brains, nervous systems and heartbeat all function through electrical impulses.

When these impulses are interrupted or unbalanced, the body’s communication system suffers, and disease or imbalances can take hold.

The earth is also electrical in nature and provides us with an unlimited supply of health-giving, negatively-charged electrons, the kind you feel after a nice rainstorm.

These negative-charged electrons, known as “vitamin G (grounding), have a calming effect on the whole body and help mitigate the onslaught of positive electrons we absorb from electronic devices, wearing shoes and general lack of contact with the earth.

They’re also natural antioxidants, which help protect our cells.


making direct contact with the earth for 20-30 minutes a day by walking around barefoot, gardening, putting your feet in natural water or swimming can support heart health by:

  • Reducing inflammation
  • Lowering blood pressure
  • Lowering heart rate
  • Reducing blood viscosity
  • Improving sleep (which affects the heart)
  • Reducing stress

4. Gardening May Have Specific Heart Health Benefits

Despite all the advances in medical technology, early diagnostics, our understanding of how lifestyle affects health and research, heart disease remains America’s #1 killer, with cancer close behind.

This can make a person feel powerless, especially if we have heart disease in our families or have been diagnosed despite our best efforts to live a healthy lifestyle.

But what if there were a way to reduce your risk of heart disease without changing your diet or devoting hours to exercise?

Gardending can help a lot. 

The 12-year study examined over 4000 people over age 60 who did not exercise vigorously on a daily basis.

They found those who exercised modestly through activities like gardening, picking berries, walking, cutting the lawn or fixing up their cars had a 27 percent reduction in strokes and a 30 percent reduction in death by any cause.

In other words, you could increase your lifespan by 30 percent by starting a garden or taking time to tend to your property.

Studies have also shown time spent earthing or grounding, which occurs naturally when we garden, can reduce stress and inflammation, two leading contributors to heart disease. 


5. Time Spent in Greenspace Reduces Stress & Anxiety, Which Promotes Heart Health

Stress is widely recognized as a causal and contributing factor to heart disease.

Yet, the constant noise, long commutes, traffic jams, worries about crime and general hustle and bustle can make it more difficult to manage stress in urban or suburban settings.

This doesn’t mean people in rural areas don’t experience stress. 

However, a rural setting can help us avoid many common urban and suburban stressors. Especially if we spend time in nature, create a safe space for ourselves and spend less time in the city.

Various research studies suggest the same.

Time spent in nature can reduce: 

  • Blood pressure
  • Heart rate
  • Muscle tension 
  • Stress hormones 
  • Nervous system arousal
  • Anxiety
  • Feelings of isolation
  • Risk of mental illness
  • Symptoms of ADHD

While increasing:

  • Feelings of calm
  • A positive mood/outlook
  • Immune system function
  • Self-esteem

Spending time in nature also has a positive social impact, with research showing it can enhance community cohesion and lower crime rates.

6. Better Air Quality = A Healthier Cardiovascular System

Rural places in North America tend to have lower rates of air pollution than urban areas.

This is part of the reason city dwellers and those living near traffic have higher rates of asthma and respiratory illnesses. 

Although respiratory health may seem unrelated to heart health, the two are very much connected.


As you may know, the heart relies on a steady supply of oxygent from the lungs to function optimally. Likewise, the lungs rely on a steady supply of oxygenated blood to function and breathe.

Without adequate oxygen, the heart will eventually fail, causing distress and, ultimately, failure of the lungs.

If the lungs are ailing or failing due to a lack of oxygen from something like chronic obstructive pulmonary disease (COPD), it can cause a rise in blood pressure, known as pulmonary hypertension, which puts stress on the right side of the heart and can cause it to fail.

As you can see, air quality can significantly impact heart health through its effects on the lungs.

It says a lot about the benefits of fresh, clean country air!

7. Nature Exposure Lowers Blood Pressure

Humans have an intuitive sense that being in the country and in nature helps us relax.

This feeling can be so tangible it’s common to hear people say, “When I arrive in the country/the woods/the lake, etc. I can feel my blood pressure dropping.”

As previously mentioned, research has confirmed that time spent in quiet natural spaces can help lower blood pressure. Practice earthing or grounding, gardening, tending animals, hiking or forest bathing or doing farm chores can also help.

8. Spending Time Around Animals May Lower Your Risk of Heart Disease

Having pets around provides many benefits, such as creating a sense of purpose, joy and companionship for people of all ages.

These benefits can be magnified when caring for farm animals like chickens, horses, pigs, goats or cows, who require special care and give back in spades.


Regular interaction with pets and farm animals benefits your heart health by:

  • Improving physical fitness 
  • Lowering blood pressure and cholesterol
  • Reducing stress
  • Reducing the risk of obesity
  • Improving overall quality of life

Animals also protect against loneliness and depression, significant risk factors of heart disease, while giving us a sense of purpose and, in some cases, security.

There is also ample research on how riding, caring for and interacting with horses or equine therapy, can help ease specific mental health disorders, like PTSD, trauma, anxiety, regulation of emotions, compulsiveness, social skills, trust and more.

Equine therapy can also be especially therapeutic for autisic children and teens.

9. More Fresh Air Promotes Better Sleep, Which Benefits Your Heart

Most people relate deficiencies in diet, stress management and exercise to heart disease.

However, did you know a lack of sleep is also a leading risk factor?


 A lack of sleep can directly and indirectly harm the heart and cardiovascular system via its effects on stress response, blood sugar, metabolism, mood and other factors.

Fortunately, there’s good news for rural people, provided they take advantage of the great outdoors.

Research has shown exposure to fresh air and sunlight, particularly morning sunlight, has a positive impact on the circadian rhythm, also known as your sleep cycle.

Wise mothers and grandmothers have known this for centuries, hence why they were always insistent that children spend plenty of time outdoors.

Not only does it promote physical activity, but it wears them out! 

Adults would be wise to apply this wisdom (and science) to their own lives by taking advantage of beautiful rural places for morning walks, hikes, farm work and other outdoor pursuits.

10. Country Living & Farm Life Support the Microbiome and Gut-Heart Axis

Various aspects of country life, such as tending farm animals, gardening and spending time in nature, have been shown to positively impact gut microbiome diversity.

This has a direct impact on many aspects of health, including cardiovascular function, via the gut-heart connection or gut-heart axis.

Here’s a quick explainer.

Studies have shown the bacterial composition of our gut microbiome can impact various aspects of cardiovacular health, including:

  • Artery health
  • Blood pressure
  • Cholesterol
  • Plaquing
  • And overall cardiovascular health and function

The connection involves how specific gut microbes, also known as probiotics, interact with various aspects of the cardiovascular and metabolic systems, as well as the central and enteric nervous systems (the enteric nervous system is the nervous system housed in your gut that forms the basis of the gut-brain connection).

Doctors have recognized a connection between the gut and the heart for years, which is why a high-fiber diet has always been recommended for heart health. 

However, the official discovery and nuances of the gut-heart axis are a relatively new phenomenon.

If you are interested in buying or selling rural property, please give the Rural KC Team-Keller Williams Partners a call.  We would love to help.



Monday, May 20, 2024

WHAT MORE LISTINGS MEAN WHEN YOU SELL YOUR HOUSE



The number of homes for sale is playing a big role in today’s housing market. And, if you’re considering whether or not to list your house, today’s limited supply is one of the biggest advantages you have right now. That’s because your house stands out more when the inventory is low, especially if it’s priced right.

But the supply of homes for sale is growing. According to the latest data from Realtor.com, new listings (homeowners who just put their house up for sale) are trending up (see graph below):



This graph shows more homeowners are putting that sale sign up in their yards compared to the same time last year. As Realtor.com says:

“. . . sellers turned out in higher numbers this March as newly listed homes were 15.5% above last year’s levels. This marked the fifth month of increasing listing activity after a 17-month streak of decline.”

What This Means for You

If you’ve been putting off selling your house, maybe it’s time to start thinking about it again – before your neighbors do. While we’re not going to suddenly have a surplus of homes for sale, each house that pops on the market in your area runs the risk of pulling buyer attention away from yours.

For example, if your neighbor gets in on the action and lists their house too, it means you’ll have competition right next door. You don’t want buyers to tour your house and fall in love with someone else’s. You want yours to be in the spotlight.

A great agent can make that happen. They’ll help you get your house ready to list, draw attention to everything today’s buyers are looking for, and help you price it right. That way buyers are really drawn to your listing and eager to make it their home.

If you’re ready and able to sell now, here’s your chance to get the best of both worlds. Since the supply of homes for sale is growing, you’ll have more options for your own move. But you’ll also be able to sell while your house will still stand out.

Bottom Line

Even though inventory is still low, you don’t want to wait for more competition to pop up in your neighborhood. Connect with the Rural KC Team-Keller Williams Partners to go over the perks of selling before more homes come to the market.




Monday, May 6, 2024

THE PERKS OF BUYING A HOME OVER RENTING


Thinking about buying a home? While today’s mortgage rates might seem a bit intimidating, here are two solid reasons why, if you’re ready and able, it could still be a smart move to get your own place.

1. Home Values Typically Go Up Over Time

There’s been some confusion over the past year or so about which way home prices are headed. Make no mistake, nationally they’re still going up. In fact, over the long-term, home prices almost always go up (see graph below):

Using data from the Federal Reserve (the Fed), you can see the overall trend is home prices have climbed steadily for the past 60 years. There was an exception during the 2008 housing crash when prices didn’t follow the normal pattern, but generally, home values kept rising.

This is a big reason why buying a home can be better than renting. As prices go up and you pay down your mortgage, you build equity. Over time, this growing equity can really increase your net worth. The Urban Institute says:

“Homeownership is critical for wealth building and financial stability.”

2. Rent Keeps Rising in the Long Run

Here’s another reason you may want to think about buying a home instead of renting – rent just keeps going up over the years. Sure, it might be cheaper to rent right now in some areas, but every time you renew your lease or sign a new one, you’re likely to feel the squeeze of your rent getting higher. According to data from iProperty Management, rent has been going up pretty consistently for the last 60 years, too (see graph below):

So how do you escape the cycle of rising rents? Buying a home with a fixed-rate mortgage helps you stabilize your housing costs and say goodbye to those annoying rent increases. That kind of stability is a big deal.

Your housing payments are like an investment, and you’ve got a decision to make. Do you want to invest in yourself or keep paying your landlord?

When you own your home, you’re investing in your own future. And even when renting is cheaper, that money you pay every month is gone for good.

As Dr. Jessica Lautz, Deputy Chief Economist and VP of Research at the National Association of Realtors (NAR), says:

“If a homebuyer is financially stable, able to manage monthly mortgage costs and can handle the associated household maintenance expenses, then it makes sense to purchase a home.”

Bottom Line

If you're tired of your rent going up and want to explore the many benefits of homeownership, talk to a member of the Rural KC Team-Keller Williams Partners to explore your options.